I. Introduction

Agreement to Terms: By accessing or using the Gold Trust Limited website [website address], mobile application, or any of our services (collectively, the “Services”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, you may not access or use the Services.
Company Information: Gold Trust Limited is a [state/province, country] registered company with registration number [registration number]. Our registered office is at [address].
Changes to Terms: Gold Trust Limited reserves the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website. Your continued use of the Services after such changes constitutes your acceptance of the new Terms. It is your responsibility to review the Terms periodically.

II. Services Offered

General Description: Gold Trust Limited provides a platform for [detailed description of services, e.g., investing in cryptocurrency-backed real estate, fractional ownership of properties through tokenization, access to a gold-backed cryptocurrency, REITs that accept cryptocurrency, etc. Be specific!]. These services are subject to the terms and conditions outlined herein.
Eligibility: To use the Services, you must be at least [age, e.g., 18] years old and have the legal capacity to enter into binding contracts in your jurisdiction. You must also provide accurate and complete information during the registration process.
Account Registration: To access certain features of the Services, you may be required to register for an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized access to or use of your account.
Know Your Customer (KYC) and Anti-Money Laundering (AML) Compliance: Gold Trust Limited is committed to complying with all applicable KYC and AML regulations. You may be required to provide certain information and documentation to verify your identity and comply with these regulations. Failure to provide such information may result in the suspension or termination of your account.

III. Cryptocurrency and Real Estate Investment Risks

General Risk Disclaimer: Investing in cryptocurrency and real estate involves significant risks, including the risk of loss of capital. You should carefully consider your investment objectives, risk tolerance, and financial situation before investing. Past performance is not indicative of future results.
Cryptocurrency-Specific Risks: Cryptocurrency values are highly volatile and can fluctuate significantly. You could lose a substantial portion or all of your investment in cryptocurrency. Cryptocurrency markets are also subject to manipulation and regulatory uncertainty.
Real Estate-Specific Risks: Real estate investments are subject to market fluctuations, economic downturns, and property-specific risks, such as vacancies, property damage, and changes in zoning regulations. Illiquidity: Real estate investments may be difficult to sell quickly.
Not Financial Advice: Gold Trust Limited does not provide financial, investment, tax, or legal advice. The information provided through the Services is for informational purposes only and should not be considered a recommendation to buy or sell any asset. You should consult with a qualified professional before making any investment decisions.
Due Diligence: You are solely responsible for conducting your own due diligence and evaluating the risks associated with any investment. Gold Trust Limited makes no representations or warranties regarding the suitability or profitability of any investment.

IV. Fees and Payments

Fee Schedule: You agree to pay all fees and charges associated with your use of the Services, as described on our website [link to fee schedule]. Fees may include [list examples: transaction fees, management fees, withdrawal fees, etc. Be specific with amounts or how they are calculated].
Payment Methods: Payments must be made through the payment methods specified on our website. You authorize us to charge your selected payment method for all applicable fees and charges.

Currency: All fees and charges are denominated in [currency, e.g., USD]. Payments made in other currencies will be converted at the prevailing exchange rate.
Taxes: You are responsible for paying all applicable taxes associated with your use of the Services.

V. Intellectual Property

Ownership: The Services and all content included therein, including but not limited to text, graphics, logos, images, and software, are the property of Gold Trust Limited or its licensors and are protected by copyright, trademark, and other intellectual property laws.
Limited License: Gold Trust Limited grants you a limited, non-exclusive, non-transferable license to access and use the Services for your personal, non-commercial use. You may not copy, modify, distribute, sell, or lease any part of the Services without our prior written consent.

VI. Limitation of Liability

Disclaimer of Warranties: The Services are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. Gold Trust Limited does not warrant that the Services will be uninterrupted, error-free, or secure.
Limitation of Liability: To the fullest extent permitted by law, Gold Trust Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the Services, even if we have been advised of the possibility of such damages. Our total liability to you for any claim arising out of or relating to these Terms or the Services shall not exceed $50,000.00 (fifty thousand dollar).

VII. Termination

Termination by You: You may terminate your account at any time by contacting us at [email address or contact form].
Termination by Us: Gold Trust Limited may terminate your account at any time for any reason, including but not limited to violation of these Terms, suspected fraud, or illegal activity. We will make reasonable efforts to notify you of any such termination.
Effect of Termination: Upon termination of your account, you will no longer have access to the Services. Any outstanding fees or charges will become immediately due and payable. Certain provisions of these Terms, such as those relating to intellectual property, limitation of liability, and governing law, will survive termination.

VIII. Governing Law and Dispute Resolution

Governing Law: These Terms shall be governed by and construed in accordance with the laws of [state/province, country], without regard to its conflict of laws principles.
Dispute Resolution: Any dispute arising out of or relating to these Terms shall be resolved through [method of dispute resolution, e.g., binding arbitration] in accordance with the rules of [arbitration organization, e.g., the American Arbitration Association]. The arbitration shall take place in [city, state/province, country].
Waiver of Jury Trial: You and Gold Trust Limited each waive the right to a jury trial in any legal proceeding relating to these Terms.

IX. Miscellaneous

Entire Agreement: These Terms constitute the entire agreement between you and Gold Trust Limited relating to the Services and supersede all prior or contemporaneous communications and proposals, whether oral or written.
Severability: If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.
Waiver: No waiver of any provision of these Terms shall be effective unless in writing and signed by both parties.
Assignment: You may not assign these Terms without our prior written consent. Gold Trust Limited may assign these Terms at any time.

Contact Information: If you have any questions about these Terms, please contact us at contact@goldtrustltd.org
Last Updated: 30-OCTOBER-2024